In order to overcome a drug or alcohol addiction, rehab is a usually a necessity. Serenity Lodge in California is one way to safely and effectively work toward a lifetime of recovery. Sadly, many prospective Guests don’t get the help they need because they’re worried about paying for treatment. Explore some of the many rehab financing options that can help you or your loved one get the resources you need to overcome addiction.

Medical Insurance

Man Analyzing Rehab Financing OptionsOne of the most common and most popular means of financing addiction rehab is through health insurance. In order to use insurance to cover the cost of treatment, however, you’ll first need to have a valid and current policy.

Recent legislation like the Mental Health Parity and Addiction Equity Act and the Affordable Care Act meant that all medical insurance policies had to include coverage for substance abuse treatment. While this is a great thing for those thinking about rehab financing, it isn’t a guarantee that all preferred programs and treatments are covered. Ultimately, you’ll need to read the details of your individual policy to find out what’s covered.

Some insurance providers only cover treatment offered within the state, or they might only work with reputable treatment centers. Fortunately, Serenity Lodge in California falls under that category. A variety of the leading insurance providers in the country offer coverage for policyholders who plan to attend our Joint Commission-accredited facility.

Sometimes, insurance will only cover a set portion of the treatment. In these cases, you might also pay a portion out of pocket. In other cases, you’ll need to pay for treatment up front but get reimbursed after treatment is complete. Explore all your options, and talk with staff at Serenity Lodge to find out what your policy will cover.

Personal Savings

Another way to finance rehab is through personal savings. If you have the means to pay for your recovery out of pocket, then that could be a smart option.

Parting with a significant amount of money might seem overwhelming. However, this could be the best investment you ever make. You’ll be investing in your health and your future, so what could be more valuable than that?

Without recovery, you won’t be able to pursue your passions, perform well in your career, or earn what you could without addiction. Whether you’re looking it at from a health perspective or a financial perspective, this is an investment with serious returns and impressive dividends. In the long run, paying for treatment is a way to improve almost every aspect of your life.

Loans and Personal Rehab Financing

One way to finance addiction treatment programs is through a personal loan. This may be a good option if you don’t have insurance or you don’t have a policy that covers the kind of treatment you need most. Many banks and credit unions offer loans specifically designed to cover the costs of addiction treatment. Sometimes, even the rehab programs themselves offer in-house financing for prospective Guests.

Family and Friends

Rehab financing can also come directly from loved ones, friends, and assorted family members. If you don’t have the resources to pay for rehab right now, those closest to you might be happy to help.

It’s hard to ask for help, but addiction is a disease. People struggling with addiction should never feel embarrassed or ashamed about their illness. It’s okay to ask for help, and sometimes that help might be financial. You can always aim to pay back loved ones, and you’ll be in a much better position to do so once you’re sober and leading a more meaningful and fulfilling life.

Rehab at Serenity Lodge

Organizing financing for rehab is often easier than people expect. At Serenity Lodge, the costs of rehab go toward a comprehensive and effective range of treatment methods. Guests can expect all of the following addiction therapy approaches:

There are many different ways to organize rehab financing to pay for your addiction treatment. At Serenity Lodge in California, most major insurance policies are accepted. Call 866-379-4365 to learn more about Serenity Lodge and some of the ways that you can work toward lifelong recovery.